Our Fees

Hazelton Financial charges a fee for providing loan servicing, asset management and related investment services for its investors that include:

1. Locating the investment opportunity.
2. Performing a rigorous assessment of the borrower, their proposed use of the property and of the property itself.
3. Negotiating terms and conditions with the borrower, including all legal work.
4. Administering the mortgage or loan during its term, including collections from borrowers and pay-outs to investors.
5. Preparation of financial reports to borrowers and investors.
6. Handling all issues related to default, if any.
7. Ongoing investor communications.

All private and non-bank commercial real estate lenders charge fees. That is how they make their money. Unlike others however, whose fees are often hidden from their investors or not immediately disclosed, we at Hazelton Financial strive to be forthright and upfront with our investor partners. Because each situation is different, our fees can vary depending upon the nature and complexity of the loan or mortgage. Nevertheless, we clearly and explicitly set out our fee in each investor Information Package we prepare for our loan and mortgage investment opportunities. Establishing and maintaining an open and honest relationship with our partners is one of our most important objectives.

Our fee is a portion of the interest earned by investors. As Hazelton receives the borrower's monthly payment, each investor receives their pro rata share of the payment less our fee during the term of the loan. Our fee covers the above listed services and administrative tasks. Borrowers pay all costs associated with the placement of the mortgage or loan by Hazelton.