How to Invest

Investors have an opportunity to participate in commercial first mortgages and mezzanine loans. Investors get to choose the particular mortgage(s) or loan(s) that they wish to invest in and will receive a detailed information package before making a commitment. We at Hazelton believe in full, frank and honest disclosure as we hope to have our investment partners with us for a long time.

Hazelton Financial holds all mortgage funds in trust for its investors in accordance with their ownership interests. Payments to investors will generally take place monthly or quarterly depending on the terms of mortgage or loan. Payments are made monthly for the length of the mortgage or loan term. An investor may participate with a minimum of $50,000 in a single transaction.

Hazelton Financial mortgages are RRSP eligible when administered in a self directed RRSP.

Generally, funds invested in mortgages administered by Hazelton are held until maturity and therefore may be less liquid than alternative investments such as mutual funds. No portion of the mortgage is guaranteed by the Canada Deposit Insurance Corporation or by Hazelton Financial Corporation. The repayment of the investment is secured by the value of the mortgaged property.

We are cautious investors. This is evident by the fact that we only fund first, not second or third, mortgages. Further, we limit the amount of the mortgage to a maximum of 75% of the value of the property. In the case of mezzanine financing, we apply rigorous criteria in assessing the viability of a project and only fund superior projects.

We are experienced in identifying sound commercial real estate properties and projects thereby enabling us to minimize investment risk. We have successfully invested in an array of properties including offices, retail, multi-use and multi-family residential buildings which have provided our investors with superior returns.